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How much can you contribute to a 529 plan in 2024?

Individuals may contribute as much as $90,000 to a 529 plan in 2024 ($85,000 in 2023) if they treat the contribution as if it were spread over a five-year period. The 5-year election must be reported on Form 709 for each of the five years.

What is a 529 contribution limit?

529 contribution limits are set by each state plan and generally apply a total account limit per beneficiary. They range from $235,000 to $575,000. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website.

Will 529 plans increase in 2023?

One Community. Many Voices. Create a free account to share your thoughts. The contribution limits for 529 plans are set to increase by $1,000 in 2023.

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